The value of pensions and investments can fall as well as rise, you may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority do not regulate inheritance tax planning.

Nexus FS provides financial advice, with access to the whole of market, to private individuals and small businesses.  We offer a service which covers retirement planning, pensions, mortgages, protection, investments and inheritance tax planning.

At Nexus FS, we firmly believe that you should not have to spend your valuable time sifting through complex financial markets. We will do that for you. We understand that your financial circumstances are unique – so we start with a completely open mind, listening carefully to your goals and aspirations.

We will help you review your existing financial situation and reach a realistic assessment of your needs. For this, you will need to set aside some time to talk to us.

Depending on your instructions, we will carry out a needs analysis based upon your current situation, taking into account any specific plans and targets you may have. We will then advise you on anything from a short-term financial objective to a lifetime financial plan, with the option of regular follow-up reviews.

We will provide advice regarding your existing financial arrangements and point out areas that are adequate and those that may be inadequate or not covered at all. In most cases, we are able to effect transactions and arrangements that might be difficult for you to undertake yourself.

We will also help you decide how much provision you need to make and an order of priority for dealing with your financial requirements. Of course, it will all be sensibly balanced in relation to your current income, expenditure and prospects.

Once agreed, we will discuss your payment options with you and answer any questions you may have. We will not charge you anything without prior agreement.